Renting? Low deposit? Strong income ?
We can help
The quicker you step onto the property ladder, the faster you start building life as you want it. We know that saving a deposit can be challenging, that’s why we’ll tailor a home loan solution so that you can buy today.
Structured specifically to suit high-income earners with a growing deposit and a great rental track record, we can arrange a loan to help you get into your dream home sooner.
Just talk to us.
Genuine and Non-Genuine Savings
Borrow up to 95% LVR inclusive of LMI
(max LVR 95%)
Our Low Deposit loan caters to borrowers who:
- Have little in the way of a deposit
- Do not have 5% genuine savings to contribute to a deposit
- Equity contribution may be by way of a gift
- First Home Owners Grant or 6 months rental statements as support of a 5% deposit
Secure loans up to 95% of the property valuation
Potentially borrow up to 95% of your property’s value
Fast turnaround times
We manage the application and settlement process end-to-end
Your own personal relationship manager
Your Personal Relationship Manager to help you along the way
Get your free consultation
I was looking for a change and found the perfect new home with a sunny balcony in vibrant Surry Hills. Not ideal timing as I had just opened a new studio however the team at Mortgage Direct were able to arrange my financing so I could buy my dream home, thanks Jo ! Peta
All applications are subject to the relevant credit provider’s credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.