CAR LOANS


Ute? SUV? Tesla?
Whatever your dream drive, we’ll make it happen

Drive your dream car away with help from MortgageDirect


MortgageDirect are experts in motor vehicle financing and can help you identify which of the various financing options are best for you – whether it be a lease, or a straight out purchase funded by a loan.

For a personalised vehicle funding solution tailed to your own needs, just talk to us.

Why use MortgageDirect?

MortgageDirect are experienced specialists in vehicle finance. The type of vehicle finance you need will depend on a range of factors, including whether the vehicle is for private or business use. For information about the different options available, just talk to us.

Finance a wide range of vehicles


A personal loan from MortgageDirect can fund most types of vehicle – we can explain which option is likely to be best for you.

Access fantastic interest rates


Interest rates on vehicle finance through MortgageDirect are some of the most competitive in the market.

Personal support from a specialist


You’ll have direct access to support from a lending specialist during your loan application.

Consumer Vehicle loans

For applicants whose vehicle is predominantly for personal use, you can secure finance up to $100,000

Commercial Express

Loans to $150,000 without significant financial information for applicants who have had an ABN for 12 months or more and either have property, or can make a substantial payment as deposit

Chattel Mortgage

A Chattel Mortgage secures the asset and allows you to own it from the outset – loan payments, loan term, any initial deposit and a final instalment allows you to structure payments

Finance Lease

A finance lease can benefit businesses that need the latest vehicles or equipment without tying up capital. The financier owns the asset, however you bear the cost of disposal (of the asset) at the end of lease. You can structure lease payments in advance or arrears and terms up to five years

Novated Lease

If your employer allows you to include a vehicle in your salary package, we can arrange a Novated Lease. The financier owns the asset, while you and your employer sign a novation agreement to share the responsibilities of the loan. Monthly lease payments and a final residual payment can be structured to suit your requirements

Commercial Hire Purchase

CHP means you will hire and use the asset until the last payment – when you make the final instalment, title of the asset transfers to you. Payments can be structured to suit your needs and cashflow

All applications are subject to the relevant credit provider’s credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.

Client Stories

  My new car finance was stress free and transacted quickly without the need to provide financials. Thanks to Peter for making that happen!

Robert,
Paddington.

  My business was expanding and I needed to secure new equipment. Peter put in place a line of credit which enabled me to purchase cars and equipment when I needed them. This was efficient and fuss free and allowed me to concentrate on my business!

Sean,
Bilpin.

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