A FRESH ALTERNATIVE FOR HOME LOAN HELP

Lending options for when the bank can’t help

Find a flexible solution to your lending needs

Sometimes getting the right home loan can be a challenge, especially if you have a blemish on your credit report, are self employed or don’t have up to date tax returns.

Our approach is based on flexible lending criteria to help you begin that journey.

At MortgageDirect we believe in challenging the accepted, non-standard income, non-genuine savings, tax debt or credit impaired – we’d love to help you too.

Features

LVRs up to 90%
(Refinance / Unlimited Debt Consolidation – including business debts)
LVRs up to 80%
allow for Unrestricted Cash Out
Business purposes / Repayment of Tax Debt
acceptable
Borrowings in the names of Individuals/Companies/Trusts
Loan amounts up to $2.5m
(subject to LVR and location)

OFFSET is available
Loan Splits available
Credit Impairments/Defaults/Bankruptcies
considered
All defaults, judgements, writs & summons below disregarded
- Under $2,000
- Paid more than 12 months ago
- Listed more than 24 months ago (whether paid/unpaid)

Your own Personal Relationship Manager

Your Personal Relationship Manager to help you along the way

Fast turnaround times

We manage the application and settlement process end-to-end

Secure loans up to 90%

Potentially borrow up to 90% of your property’s value

All applications are subject to the relevant credit provider’s credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply.