We’ll review your home loan options whether you’re looking to buy a home or wanting to refinance your home loan and save


The quicker you step onto the property ladder, the faster you start building your best financial life. We can arrange a loan to help you get into your dream home sooner.

And if you have a home loan already one of our lending specialists can offer you a complimentary loan review to determine whether switching could save you money, lower your repayments and build your home equity sooner.

With our low variable interest rates from 3.49% comparison rate 3.53%, and three year fixed rates from 3.49% comparison rate 3.53%, we’re bound to be competitive.

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Flexible options

Go variable or split your loan and have 3 years fixed

Fixed rate option

Lock in your loan repayments with super low fixed rate

Offset account

Let your savings reduce your interest with 100% offset account

Interest only repayments

Option to pay interest only repayments up to five years on half the facility limit

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^Rate applies for new owner occupied loans when you borrow up to 70% of the property value with a principal and interest repayment loan. May differ depending on borrower type and LVR and is subject to change without notice. Terms and conditions apply to all loan features. For eligible applicants only. Final approval is subject to credit assessment.

~Comparison rates are calculated based on a secured loan of $150, 000 over a 25 year term. Warning this comparison is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as at 1 June 2019 and are subject to change.

Mortgage Direct Pty Limited | Australian Credit Licence 391876

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To request a copy of the Target Market Determination please contact us at info@mortgagedirect.com.au or on 1300 360 999
The information provided on this website does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for your lending criteria. Fees, terms and conditions apply.