Wake up in your dream home

High income? Low deposit?  Let’s see if we can assist

The quicker you step onto the property ladder, the faster you start building life as you want it. We know that saving a deposit can be challenging, that’s why we’ll tailor a home loan solution that empowers you to buy today.

Structured specifically to suit high-income earners with a growing deposit and a great rental track record, we can arrange a loan to help you get into your dream home sooner.

Just talk to us.

Secure loans up to 95%

Potentially borrow up to 95% of your property’s value

Low interest rates

Choose variable, fixed or a combination of both

Fast turnaround times

We manage the application and settlement process end-to-end

Your own Personal Relationship Manager

Have your own Personal Relationship Manager to help get you started

Client Stories

We’d found our dream property and we needed to act quickly. With just a 5% deposit, Jo from MortgageDirect arranged home loan finance as well as a personal loan to fund the stamp duty, so we could buy it at auction.

Bob & Lana,

I finally found the perfect little apartment and with my 10% deposit and First Home Buyers grant, the team at MortgageDirect were able to secure a home loan using Lenders Mortgage Insurance that allowed me to buy my dream home sooner than I thought possible, thanks Mellanie! 



New Year, New You!

Each year we make New Year's resolutions that focus on our health and wellbeing. But how often do we think about improving our finances? Here are five financial New Year's resolutions that could help you start 2019 with a bang!

Don't dive into credit card debt this Christmas

Every Christmas almost half of the Australian population decides to go swimming in credit card debt to get through the festive season. But there's two big reasons why you shouldn't do that this year.

5 Christmas tips to help you save this silly season

Most of us roll our eyes when we start seeing shopping centres spruik Christmas merchandise in November. While it's important not to get caught up in the festivities too early, now's actually a great time to start prepping to ensure a budget blow-out doesn't derail your mortgage repayments over the silly season.

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